GET $50 WHEN YOU FUND
A RELAY ACCOUNT
Relay’s online banking and money management platform puts you in complete control of your cash flow.
beyond business basics
No account fees, overdraft fees or minimum balances
Up to 20 individual checking accounts
50 virtual or physical Visa® debit cards
Payments and deposits via ACH, wire and check
Deposits from payment processors like PayPal, Stripe, Square and more
Direct integrations with QuickBooks Online and Xero
SEE YOUR CASH FLOW
CLEAR AS DAY
Relay makes it easy to understand precisely what you’re earning, spending and saving so you can make the smartest decisions for your business.
Get the income overview
Collect income in one place to see what you’re working with. Consolidate all of your payments—including ACH transfers, wires, checks and payouts from tools like PayPal, Stripe, Square and more.
Earmark the essentials
Use up to 20 checking or savings accounts to organize and allocate income for things like day-to-day expenses and payroll. Automate the transfer of income into each account using dollar amounts or percentages.
Save for the future
You can also use checking accounts to set up, separate and continually contribute to cash reserves for taxes, investments in your growth and unexpected emergencies.
Feel in complete control
A crystal-clear picture of your cash flow helps you make more intelligent, more informed decisions about your money—no more overspending or overextending.
Make profit a habit
As the official banking platform for Profit First Professionals, Relay keeps you on track with the Profit First method. Open accounts in seconds, set up auto-transfer rules and put allocations on autopilot.
Your money — protected
Feel safe knowing that FDIC insurance is provided through Thread Bank. Your cards are also covered by the Visa® Zero Liability Protection3 Policy.
FDIC insured via
Thread Bank
Visa® Zero Liability Protection
Two-factor authentication and biometric security
How Relay adds up
Relay
$0 /month
All the business banking essentials without a monthly fee.
Create up to 20 individual checking accounts (including 2 savings accounts)
Physical or virtual credit and debit cards
Payments via ACH transfer, check and wire
Withdraw cash at Allpoint ATMs
Add cash at Allpoint+ ATMs or at 90K+ Green Dot Network retailers nationwide
Integrate with QuickBooks Online and Xero
Relay Pro
$30 /Month
Everything in Relay… plus accounts payable, faster ACH and free wire payments.
Get faster, same-day ACH and free outgoing wires
Review, approve and pay all bills in one dashboard
Create single- or multi-step approval rules for bill payments
Consolidate payments to the same vendor into a single transaction
Want More Details?
Our switchers drop these banks for Relay. Read why in these in-depth guides.
Don't just take our word for it
“Relay makes cash flow management so simple by allowing multiple accounts to easily be opened. It’s been a game changer for my business”
– Kelli
“Relay has given me the flexibility and customer service I know my business deserves. Setup was a breeze, and banking has become FUN! I love the virtual card option, statements are easy to read, customer service is top-tier, and I have not sun into ONE SINGLE ISSUE for the past year. Trust me when I say, they’re the goat of business banking!”
– Jibby Bond
“The future of banking. It’s a first for me to feel excited about banking.
I also can’t wait to call my current bank to close my accounts and have them ask me why I am leave... I have a list of reasons, but I might just say ‘have you not seen Relay?’ ;)”
– Nick
“Beautifully executed great service all around. Awesome, user-oriented approach. The profoundly knowledgeable and caring customer support breaths soul in to the historically bland banking industry.”
– Alex
“Relay has been the best online bank I have ever used. It has helped out businesses in many ways. To have multiple bank accounts in one place. Easy to use haven’t had any problems at all. Awesome customer service. Keep up the good work.”
– Tomikos
“Relay makes cash flow management so simple by allowing multiple accounts to easily be opened. It’s been a game changer for my business”
– Kelli
Signing up costs nothing